When you visit your Lincoln Dealer for maintenance, you'll experience a high level of personal service. Part of this service is offering you our exclusive Lincoln Owner Credit Card. This convenient financing option lets you pay for service maintenance and repairs, tires and parts purchases at Lincoln and Ford Dealers.

Coupons and Offers

Use it for all your automotive needs including:

  • Vehicle Service and Maintenance
  • Tires
  • Parts
  • Accessories
  • Extended Service Plans
  • Loaner Vehicles
  • Body Shop repairs/deductions
  • Easy application process
  • Extended deferred interest financing plans
  • Low monthly payments
  • Everyday rebate offers for new and existing cardholders
  • Exclusive cardholder rebates during special promotions throughout the year
  • Line of credit specifically for automotive needs
  • Accepted nationwide at participating Lincoln Dealers
Additional Lincoln-Exclusive Benefits Include:

Owner Advantage Rewards® $10 Bonus†

  • "Always on" $10 bonus credited to active Owner Advantage Rewards accounts when the Lincoln Service Credit Card is used for any service purchase of $10 or more

Lincoln Privileges

  • Special access to and discounts on dining, shopping and entertainment
Applying is Convenient and Easy

Our easy process means you'll have an on-the-spot decision within minutes of your application submission. Subject to credit approval, we can provide you with a credit line to assist you with your in-store purchase decision.

Special Financing Options
  • Customers can finance their service for either 6 or 12 months, allowing them to safely maintain their vehicle without hitting their bank account all at once. Special financing for 6 months* is available on purchases of $199 or more or 12 months* on purchases of $499 or more (see participating dealer for details).
  • Low monthly payments/convenient monthly statements
Customer Rebate Incentive

Each time you spend $250 or more on your Lincoln Service Credit Card, you can earn a $25 prepaid card by main-in rebate.** This offer is valid for new and existing cardholders and is available every time you spend over $250.

Manage My Account
View Owner Advantage Rewards account

† Purchase must be made on the Lincoln Service Credit Card at a participating Lincoln Service Credit Card and Owner Advantage Rewards dealership. A $10 minimum purchase is required to receive bonus. Bonus may take up to 45 days to post to your active Owner Advantage Rewards account. Bonus expires 6/30/2016 if not redeemed. Offer valid 4/1/2016-6/30/2016. The Lincoln Motor Company and your dealership reserve the right to modify the terms of this offer at any time. For additional program information, contact your dealer.

* Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6/12 months of if you make a late payment. Minimum payments required.

* With credit approval for qualifying purchases made on the Lincoln Service Credit Card at participating stores. APR 28.99%. Minimum interest charge $2.00. See card agreement for details. Offer valid for consumer accounts in good standing; is subject to change without notice; see store for details. May not be combined with any other credit promotion offer.

** Subject to credit approval. Rebate valid on qualifying purchase before tax; not valid on prior purchases. Complete purchase must be made on the Lincoln Service Credit Card. Limit one $25 mail-in rebate per visit. Rebate by prepaid debit card and cannot be used for payments to the Lincoln Service Credit Card. Cannot be combined with other Lincoln Service Credit Card offers. See participating dealership for rebate details.